Tulisan 1 (Money Laundering)

Money Laundering

Maraknya kasus Money Laundering di Indonesia yang dilakukan oleh aparat maupun penjabat publik menjadi suatu modus yang efektif untuk mengelabui tindak pidana korupsi yang dilakukan. Berikut ini akan kita bahas secara lengkap mulai dari pengertian, reguasi, modus, dampak, hingga contoh kasus yang terjadi.

Pendahuluan

Masalah money laundering belakangan ini makin mendapatkan perhatian khusus dari dunia internasional. Perhatian demikian dipicu dengan semakin maraknya tindak kejahatan ini dari waktu ke waktu, sementara kebanyakan negara belum menetapkan sistem hukumnya untuk memerangi atau menetapkannya sebagai kejahatan yang harus diberantas. Mantan Direktur International Monetary Fund (IMF), Michel Camdessus pernah mengungkapkan bahwa diperkirakan volume dari money laundering adalah antara 2 hingga 5 persen GDP dunia.

Money laundering sebagai salah satu jenis kejahatan kerah putih (white collar crime) sebenarnya sudah ada sejak tahun 1967. Pada saat itu, seorang perompak di laut, Henry Every, dalam perompakannya terakhir merompak kapal Portugis berupa berlian senilai £325.000 poundsterling (setara Rp 5.671.250.000,-). Harta rampokan tersebut kemudian dibagi bersama anak buahnya dan bagian Henry Every ditanamkan pada transaksi perdagangan berlian dimana ternyata perusahaan berlian tersebut juga merupakan perusahaan pencucian uang milik perompak lain di darat.

Namun istilah money laundering baru muncul ketika Al Capone, salah satu mafia besar di Amerika Serikat, pada tahun 1920-an, memulai bisnis Laundromats (tempat cuci otomatis). Bisnis ini dipilih karena menggunakan uang tunai yang mempercepat proses pencucian uang agar uang yang mereka peroleh dari hasil pemerasan, pelacuran, perjudian, dan penyelundupan minuman keras terlihat sebagai uang yang halal. Walau demikian, Al Capone tidak dituntut dan dihukum dengan pidana penjara atas kejahatan tersebut, akan tetapi lebih karena telah melakukan penggelapan pajak.

Selain Al Capone, terdapat juga Meyer Lansky, mafia yang menghasilkan uang dari kegiatan perjudian dan menutupi bisnis ilegalnya itu dengan mendirikan bisnis hotel, lapangan golf dan perusahaan pengemasan daging. Uang hasil bisnis ilegal ini dikirimkan ke beberapa bank-bank di Swiss yang sangat mengutamakan kerahasian nasabah, untuk didepositokan. Deposito ini kemudian diagunkan untuk mendapatkan pinjaman yang dipergunakan untuk  membangun bisnis legalnya. Berbeda dengan Al Capone, Meyer Lansky justru terbebas dari tuntutan melakukan penggelapan pajak dan tindak pidana termasuk tindak pidana pencucian uang yang dilakukannya.

Pengertian Money Laundering

- Dalam Undang-Undang Pencucian Uang (UUPU) Tahun 2002, istilah money laundering disebut dengan pencucian uang. Kata money dalam istilah tersebut dapat diistilahkan sebagai dirty money, hot money, illegal money, atau illicit money. Prof. Remy Sjahdeini, pakar perbankan mengatakan bahwa tidak ada definisi yang universal dan komprehensif mengenai money laundering, karena berbagai pihak seperti institusi-institusi investigasi, kalangan pengusaha, negara-negara dan organisasi-organisasi lainnya memiliki definisi sendiri untuk itu (Sjahdeini, 1999).

- Basle Committee, pada Tahun 1988 mengeluarkan suatu penyataan:

“criminal and their associates use the financial system to make payment and transfers of funds from one account to another, to hide the source and beneficial ownership of money and to provide storage for bank-notes through a safe-deposit facility. This activities are commonly referred to as money laundering (IMF, 1994).

- Prof. M. Giovanoli dari Bank for International Settlement membuat pengertian berupa:

suatu proses dimana aset-aset pelaku, terutama aset tunai yang diperoleh dari suatu tindak pidana, dimanipulasikan sedemikian rupa sehingga aset-aset tersebut seolah-olah berasal dari sumber yang sah (Jurnal Hukum Bisnis, Vol.3, 1998). Dari beberapa definisi tersebut, disimpulkan bahwa money laundering adalah perbuatan yang bertujuan mengubah suatu perolehan dana secara tidak sah supaya terlihat diperoleh dari dana atau modal yang sah.

Sumber : http://artikelekonomidanbisnis.blogspot.com/2012/07/artikel-ekonomi-money-laundering.html

Something We Should or Shouldn’t Do and Can or Can’t do

1.      Library:

·         You are permitted to borrow the book who you like in the library.

·         You are not permitted to bring snack in the library.

·         You are expected to have a card member to enter the library.

·         You are not expected to make a noisy in the library.

2.      Museum:

·         You are allowed to see the history in the museum.

·         You are not allowed to buy a food  in the museum.

·         You are expected to follow the rule in the museum.

·         You are not expected to take an object in the museum.

3.      Restaurant:

·         You are allowed to take a photo with family in the restaurant.

·         You are not allowed to enter the cooking room.

·         You are supposed to bring money to order food.

·         You are not supposed to left restaurant without paying the food.

4.      Tram:

·         You are permitted to listen a music in your smartphone.

·         You are not permitted to praying in the tram.

·         You are expected to have a ticket.

·         You are not expected to smoke in the tram.

5.      Park:

·         You are permitted to play football in the park.

·         You are not permitted to walk on the grass.

·         You are supposed to keep the park clean.

·         You are not supposed to pull out plants in the park.

Articles

I.                    In the following sentences supply the articles (a, an orthe) if they are necessary. If no article is necessary, write Ø.

1.       Jason’s father bought him a bicycle that he had wanted for his birthday.

2.       Please give me a cup of Ø coffee with Ø cream and Ø sugar.

3.       A big books on the table are for my history class.

4.       When you go to the store, please buy a bottle of Ø chocolate milk and Ø dozen oranges.

5.       John and Mercy went to Ø school yesterday and then studied in a library before returning home.

6.       What did you eat for Ø breakfast this morning?

7.       While we were in Ø Alaska, we saw an Eskimo village.

8.       The chair that you are sitting is broken.

9.       On our trip to Ø Spain, we crossed The Atlantic Ocean.

10.   Phil cannot go to The movies tonight because he has to write an essay.

II.                       Fill in the blanks with the appropriate form of other.

1.         This pen isn’t working. Please give me another.

2.         If you’re still thirsty, I’ll make another pot of coffee.

3.         This dictionary has a page missing. Please give me another.

4.         He doesn’t need those books. He needs the others.

5.         There are thirty people in the room. Twenty are from Latin America and the others are from    others countries.

6.         Six people are in the store. Two were buying meat. Otherswas looking at magazines. Others was eating a candy bar. The others were walking around looking for more food.

7.        This glass of milk is sour. Another glass of milk is sour too.

8.        The army was practicing its drills. One group was doing artillery practice. Another was marching; another was at attention; and the other was practicing combat tactics.

9.        There are seven students from Japan. Others are from Iran, and the others are from others places.

10.     We looked at cars today. The first two we far too expensive, but the other ones were reasonably priced.

Personal Description

Hello everybody. I want to introduce my self to you. My full name is Luqman Wicaksono but you can call me luqman for short. I was born in Jakarta on June, 4th 1994. Now I live in Kemayoran, Central Jakarta.  I’m the first child of two brothers, i have one sister and her name is Amalia Rosdiana. And her still in Junior high school. I was graduated from 5 senior high school at sumur batu raya, Central Jakarta. And then i continue college at Gunadarma University. I take an accounting majors. My reason for college at Gunadarma university because this college was world class university and i very interested. My hope after graduate from this college is i can work as an auditor and i wanna be civil servants amien. Every day i went to the college by motorcycle, despite it is far i always keep spirit for reach bright future to me. I’m a left handed man, and it’s unique to me. My hobbies is sport i like to play football, volley, badminton, sepak takraw, and others. I think sports is very healthy for life and i liked it. My favourite team football is Chelsea. Why must chelsea? The reason is i fans with the goalkepeer,defender,midfielder,striker at all. They play a beautifull game in football. I like the atmosphere, despite the tittle did not too much. I don’t believe it i like Chelsea not only in the victory and the tittle, i like Chelsea in any condition. And the legend in Chelsea is Didier Drogba, and many more. Why i choose Drogba? Because his take Chelsea for a champions league tittle first time. I think enough about me, see you next time. And  thanks to read it.

Grammar:

- I (subject) was born (verb) in Jakarta (compliment) on June, 4th 1994 (modifier time).

- I (subject)have (verb) one sister (compliment)and her name is Amalia (modifier person).

- I (subject) live (verb) in Kemayoran (compliment), Central Jakarta (modifier Place).

- I (subject) like (verb) Chelsea in  any condition (compliment).

- I (subject) continue (verb) college at Gunadarma University (compliment).